Life. Money. Wealth. Finance. Financial Freedom and Independence.
Understand how to properly manage money and make good financial decisions including, budgeting, investments, planning for retirement, and how to reach other financial goals.
Did you know that at one time the United States never had an income tax and only levied a tax in order to fund a war? If fact, the only reason a federal income tax ever became instated was because of what was considered a Robin Hood theory, which was to take from the rich … Read more
Understanding Stocks and Tips for Investing in Stocks Learn everything you need to know to begin investing in stocks What is a Stock? When you buy a stock you’re buying equity or ownership in that company. Public companies are owned by the shareholders. When you purchase a share in a company you’re purchasing a claim … Read more
Introduction to Investing, Investment Basics New to investing? No worries, learn about some of the investment basics. When you begin investing you’ll have many options to think about, like stocks, bonds, mutual funds, index funds, and ETFs. Before you start investing, here are a few basic guidelines to keep in mind. 1. Stocks have Outperformed … Read more
Everyone has been told that having a budget is important and as simple as creating a budget is many people don’t know where to start. Here we will go over a few simple guidelines for creating a budget that will help you control your financial spending. Why Create a Budget? Budgets are a simple way to … Read more
Determine what your financial goals and objectives are and then begin to prioritize those goals and objectives. Start Prioritizing Goals and Objectives I’m sure you have many financial goals you want to achieve, but you won’t be able to begin to achieve any those goals if you don’t decide which of those goals are most important … Read more
The more money you save, the more you earn! It starts with wanting to save and then choosing the right banking options. We talk about banking and saving principles and expand upon your financial knowledge. Your Cash is Safe in a Bank Putting your money in a bank account is one of the safest places … Read more
As American’s we love to buy things and spend money, and most individuals and households have at least one credit card. Credit cards are convenient and easy to get, but they usually come with a high-interest rates, and if not used responsibly they can put you in a mess of debt that’s hard to get … Read more
I’m writing this review on Personal Capital based on my own experience using this service. I’m really excited about this service! It’s a free service that allows to do all your financial planning and management under one roof. Personal Capital’s Background Personal Capital is a Registered Investment Advisor (RIA) with the Securities and Exchange … Read more
If you’re like me you put off filing your taxes to the last minute every year. This year, like every year, the tax laws change. A few of the changes are important to be aware of. Some changes, like the Affordable Care Act, will affect everybody. You also may have noticed that it’s more difficult to … Read more
In the investment world Warren Buffett is known as a legend, everyone has heard of him. Warren went from working a paper route as a child to creating a billion dollar company today. Many people try to mimic his investing style and methods. Others believe Buffett has a secret formula for investing that only he … Read more